My car need Parking

A Chinese man walks into a bank in New York City and asks
for the loan officer. He tells the loan officer that he is
going to China on business for two weeks and needs to borrow $5,000.

The bank officer tells him that the bank will need some
form of security for the loan, so the Chinese man hands over
the keys to a new Ferrari parked on the street in front of
the bank. He produces the title and everything checks out.

The Loan officer agrees to accept the car as collateral for
the loan. The bank's president and its officers all
enjoy a good laugh at the Chinese for using a $250,000
Ferrari as collateral against a $5,000 loan.

An employee of the bank then drives the Ferrari into the
bank's underground garage and parks it there.

Two weeks later, the Chinese returns, repays the $5,000 and the
interest, which comes to $15.41.

The loan officer says, 'Sir, we are very happy to
have had your business, and this transaction has worked out
very nicely, but we are a little puzzled. While you were
away, we checked you out and found that you are a
multi-millionaire. What puzzles us is why you would bother
to borrow $5,000?

The Chinese replies: 'Where else in New York City
can I park my car for two weeks for only $15.41 and expect
it to be there safely when I return.'